A long time ago, you would find the perfect home and then try to find the loan to fit your needs. In today's market, you have to find the perfect loan before you find the perfect home. With so many changes in the lending business, it's important to make sure you have a secured loan that best suits your needs.
I can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime but I deal with many lenders every month. I can help you match your individual needs to the many offerings in this complicated marketplace.
Working with referrals and people you can trust will help make your home buying process smooth.
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