The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.

When I'm involved in sales transactions, I will give you companies that have a good reputation and can get the job done for you. I can provide the names of established lenders in the area who have provided good service to my customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.

I make sure you work with someone that is reputable and can give you market rates. They believe in helping you get the best rate and will help in making sure it's stress free as possible.